Effective Date June 14, 2010. The following fees may be assessed against your account
and the following transaction limitations, if any, applied
to your account.
| Share Account Fees |
Regular Share Account Excessive Withdrawal Fee
(per withdrawal over 6 withdrawals per quarter) |
$5.00 |
| Christmas Club Early Withdrawal Fee |
$10.00 |
Check Cashing Fee
(per check cashed if member has less than $100.00 or uses no other IUFCU services) |
$5.00 |
Early Account Closure Fee
(for accounts closed within 90-days of opening |
$25.00 |
| Share Draft Account Fees |
| *Overdraft Fee |
$30.00 per item |
| *NSF Fee |
$30.00 per item |
| Stop Payment Fee |
$30.00 per request |
| Share Draft Printing Fee |
Prices may vary depending upon style |
Share Draft Service Charge Fee
(per month if minimum balance has not been met, with direct deposit no charge) |
$4.00 |
| Share Draft Copy Fee |
$1.50 per check |
| Other Service Fees (applicable to all accounts) |
| Account Reconciliation |
$10.00 per hour |
| Account Research Fee |
$10.00 per hour |
| Statement Copy Fee |
$2.00 per copy |
| Deposit Item Return Fee |
$10.00 per item |
| Wire Transfer Fee (outgoing) |
$15.00 per transfer |
| Money Order Fee |
$1.00 per money order |
| Legal Process Fee |
Actual Charges |
Dormant Account Fee
(12 months with no activity) |
$5.00 per month |
| Credit Union Corporate Check File |
$1.00 |
Reopen Closed Account Fee
(if reopened within 6 months) |
$25.00 |
| EFT Overdraft NSF Fee |
$30.00 |
| EFT Stop Pay |
$30.00 |
Bill Pay Fee
(if inactive for 60 days) |
$5.00 |
| MasterCard Credit Card |
| Annual Fee |
No Charge |
| Late Payment |
$30.00 |
| Return Check |
$30.00 |
Cash Advance Fee
(Minimum $2.00) |
2% of Advance |
| Automatic Teller Machine (ATM) |
| ATM Card Replacement Fee |
$5.00 |
| ATM Card PIN Replacement Fee |
$5.00 |
| Overdraft Fee |
$30.00 |
| Out of Network ATM Withdrawal Fee |
$1.00 |
| Network ATM Withdrawal Transfer Fee |
$1.50 |
| CU 24 ATM Withdrawal Fee |
No Charge |
ATM Balance Inquiry
(after 2 per month) |
$0.50 |
| Debit Cards |
| Insufficient Fee |
$30.00 |
| Sales Draft Copy |
$20.00 |
| Debit Card Replacement Fee |
$5.00 |
| Debit Card PIN Replacement Fee |
$5.00 |
| Safe Deposit Boxes |
| 5 x 5 |
$18.00 |
| 3 x 10 |
$22.00 |
| 5 x 10 |
$42.00 |
| 10 x 10 |
$62.00 |
| Credit Union Membership |
| Membership Share |
$5.00 per value |
The rates and fees appearing in this Schedule are accurate and effective for accounts as of the Last Dividend Declaration Date indicated on this Rate and Fee Schedule.
*A fee will be imposed for overdrafts created by share drafts, ACH, Point-of-Sale, ATM withdrawals, in-person withdrawals, or by other electronic means.
