Effective Date June 8, 2012. The following fees may be assessed against your account
and the following transaction limitations, if any, applied
to your account.
| Fees and Service Charges For All Accounts and Services: |
| Returned item fee (per item // unpaid items that are returned by the institution upon which drawn) |
$10.00 |
| Account Reconciliation |
$10.00 per hour |
| Check Copy Fee |
$1.50 per check |
| CD of Check Images for Previous year |
$12.00 per check |
Reopen Closed Account Fee
(if reopened within 6 months) |
$25.00 |
| Statement Copy Fee (per statement/printout) |
$2.00 per copy |
| Check Request or Certified Check Fee |
$1.00 per draft |
| Wire Transfer Fee - Ingoing |
No charge |
| Wire Transfer Fee (Domestic) - Outgoing |
$15.00 per transfer |
| Wire Transfer Fee (International) - Outgoing |
$30.00 per transfer |
| Share Transfer Fee |
No charge |
Regular Share Account Excessive Withdrawal Fee
(per withdrawal over 6 withdrawals per quarter) |
$5.00 |
| Money Order Fee |
$1.00 per money order |
| Renew Checking Service Charge Fee (per month if have direct deposit) |
$7.00 |
| Renew Checking Service Charge Fee (per month if account does not have direct deposit) |
$10.00 |
| Vinyl Zip Deposit Bags |
$3.00 (size) 11 X 6
$5.00 (size) 12 X 8 |
| Insufficient funds item fee (per item // unpaid items that are returned by us, Draft and EFT)* |
$30.00 |
| *Overdraft Privilege Fee (per item // unpaid items that are returned by us, Draft and EFT)* |
$30.00 |
| Check Printing Fee |
Price varies depending on style |
| Research Services Fee |
$10.00 per hour |
| Legal Process Tax Levies, Garnishments, etc. (per occurrence) |
Actual costs |
| Christmas Club Early Withdrawal Fee (per withdrawal if withdrawn before October 1) |
$10.00 |
| Check Cashing Fee (per check cashed if member has less than $100.00 or uses no other IUFCU services) |
$5.00 |
Early Account Closure Fee
(for accounts closed within 90-days of opening |
$5.00 |
| Checking With Interest Service Charge Fee (per month if minimum balance has not been met, with direct deposit no charge) |
$4.00 |
| Stop Payment Fee |
$30.00 per request |
| Inactivity/Dormant Account Fee (per month after 12 months without activity) |
$5.00 per month |
| MasterCard Credit Card |
| Annual Fee |
No Charge |
| Over Credit Limit Fee (per month) |
$25.00 |
| Late Payment |
$30.00 |
| Return Check |
$30.00 |
Cash Advance Fee
(Minimum $2.00) |
2% of Advance |
| Automatic Teller Machine (ATM) |
| CU 24 ATM Withdrawal Fee |
No Charge |
ATM Balance Inquiry
(after 2 per month) |
$0.50 |
| Replacement VISA Debit Card fee (per occurence) |
$5.00 |
| Sales Draft Copy |
$20.00 |
| Out of Network ATM Withdrawal Fee |
$1.00 |
| Transfer Fee |
$1.50 |
| Replacement VISA Debit Card PIN fee (per occurence) |
$5.00 |
| Insufficient and Overdraft Fee* |
$30.00 |
| Bill Pay Fee (if inactive for 60 days) |
$5.00 |
| Safe Deposit Boxes |
| 5 x 5 |
$18.00 |
| 3 x 10 |
$22.00 |
| 5 x 10 |
$42.00 |
| 10 x 10 |
$62.00 |
| Credit Union Membership |
| Membership Share |
$5.00 per value |
The rates and fees appearing in this Schedule are accurate and effective for accounts as of the Last Dividend Declaration Date indicated on this Rate and Fee Schedule.
*A fee will be imposed for overdrafts created by share drafts, ACH, Point-of-Sale, ATM withdrawals, in-person withdrawals, or by other electronic means.
