Interstate Credit Union
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  Share Rates
Share Rates
Annual Percentage Yield is accurate as of September 19, 2011. Rates and other terms are subject to change at any time without prior notice. All dividends are calculated by average daily balance method and paid quarterly.
Account Type
Average Daily Balance Dividend Rate APY*
Share Draft Checking Accounts
$300.00 - $2,500.00
$2,500.01 - $5,000.00
$5,000.01 +
0.10%
0.15%
0.20%
0.10%
0.15%
0.20%
Freedom Checking for Seniors and Scholar Checking
$300.00 - $2,500.00
$2,500.01 - $5,000.00
$5,000.01 +
0.10%
0.15%
0.20%
0.10%
0.15%
0.20%
No Strings Free Checking and Educators Account
N/A
N/A
Share Accounts
Personal Savings, Vacation Club, Christmas Club, and Savasaurus Kid's Savings
$100.00 - $2,500.00
$2,500.01 - $5,000.00
$5,000.01 - $40,000.00
$40,000.01 +
0.15%
0.25%
0.35%
0.50%
0.15%
0.25%
0.35%
0.50%
Money Market Accounts
$300.00 - $2,499.99
$2,500.00 - $9,999.99
$10,000.01 - $24,999.99
$25,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000.00 +
0.15%
0.25%
0.40%
0.50%
0.60%
0.80%
0.15%
0.25%
0.40%
0.50%
0.60%
0.80%
IRA Share Accounts
$25.00 +
0.50%
0.50%
Accounts are insured up to $250,000.00 by the NCUA.


Share and IRA Certificates

Rates may change at any time without prior notice. Fees could reduce earning on the account. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. $1000.00 minimum deposit.

  • Dividends are compounded and credited quarterly.
  • Terms
    Dividend Rate Annual Percentage Yield
    12 months
    $100,000.00 +
    1.00%
    1.00%
    1.00%
    1.00%
    24 months
    $100,000.00 +
    1.25%
    1.25%
    1.26%
    1.26%
    36 months
    $100,000.00 +
    1.50%
    1.50%
    1.51%
    1.51%
    48 months
    $100,000.00 +
    1.75%
    1.75%
    1.76%
    1.76%
    60 months
    $100,000.00 +
    1.80%
    1.80%
    1.81%
    1.81%
    Accounts are insured up to $250,000.00 by the NCUA.

    *APY = Annual Percentage Yield

     

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