Share Rates

DEPOSIT RATES

Annual percentage yields offered as of January 31, 2016

Account/Average Daily Balance

Dividend Rate

Annual Percentage Yield (APY)

Share Draft Accounts

Checking with Interest, Freedom Checking for Seniors and Scholar Checking

$300.00-$2,500.00

$2,500.01-$5,000.00

$5,000.01 +

0.05%

0.10%

0.15%

0.05%

0.10%

0.15%

No Strings Free Checking, Renew Checking and Educators Account

N/A

N/A

Share Accounts

Personal Savings, Vacation Club, Christmas Club, and Savasaurus Kids’ Savings

$100.00-$2,500.00

$2,500.01-$5,000.00

$5,000.01-$40,000.00

$40,000.01 +

0.15%

0.25%

0.30%

0.40%

0.15%

0.25%

0.30%

0.40%

Money Market

$300.00-$2,499.99

$2,500.00-$9,999.99

$10,000.00-$24,999.99

$25,000.00-$49,999.99

$50,000.00-$99.999.99

$100,000.00  +

0.15%

0.25%

0.35%

0.40%

0.45%

0.50%

0.15%

0.25%

0.35%

0.40%

0.45%

0.50%

IRA Savings Account

   $25.00 +

0.50%

0.50%

Share/IRA Certificates

12 Month

   $1,000.00-$99,999.99

   $100,000.00 +

0.55%

0.55%

0.55%

0.55%

24 Month

   $1,000.00-$99,999.99

   $100,000.00 +

0.65%

0.65%

0.65%

0.65%

36 Month

   $1,000.00-$99,999.99

   $100,000.00 +

0.85%

0.85%

0.85%

0.85%

48 Month

   $1,000.00-$99,999.99

   $100,000.00 +

0.95%

0.95%

0.95%

0.95%

60 Month

   $1,000.00-$99,999.99

   $100,000.00 +

1.10%

1.10%

1.10%

1.10%

Deposit rates may change at any time without notice.  Fees could reduce earnings on the account.

Share and Share Draft dividend rates may change after account is opened.

Share and IRA Certificate dividend rates are fixed for the term.  A penalty is imposed for early withdrawal.

Federally Insured by NCUA.

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